Use Your Flex Spending Vision Benefits Before They Expire – in Minnesota

The end of the year is the perfect time to use your FSA/HSA Flex Spending dollars toward eye care and eyewear at Rivertown Eye Care.

As the end of the year approaches, many of us are busy with holiday preparations and plans for the new year. But before the year wraps up, it’s important to ensure you're getting the most out of your vision insurance benefits. Rivertown Eye Care in Hastings, MN, is here to help you do that!

Many vision insurance plans, as well as Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA), provide benefits that often expire on December 31st. If you haven’t used your vision benefits yet, now is the time to act. You don’t want to let those hard-earned benefits go to waste.

Why Should You Use Your Vision Benefits Now?

Most vision insurance plans include:

• Coverage for an annual eye exam

• Allowances for glasses or contact lenses.

  
  

*However, these benefits usually do not carry over into the next year. If you don't use them by the end of December, you lose them!

Taking action now can save you money and keep your eyes healthy.

Flexible Spending Account (FSA)

If you have an FSA through your employer, you can use these tax-free dollars for medical expenses like eye exams, prescription glasses, and contact lenses. FSAs are a great way to save money, but they come with a catch—the funds usually expire at the end of the year. Be sure to spend those FSA dollars before December 31st.

Health Savings Account (HSA)

If you have an HSA, it’s another tax-advantaged way to pay for healthcare expenses. Unlike FSAs, HSA funds roll over from year to year, giving you more flexibility. However, it’s still smart to use some of those savings now, especially if you’ve been putting off an eye exam or need new glasses.

Interior of Rivertown Eye Care, a boutique eye care clinic with independent designer eyewear brands

Top Ways To Use Your Flex Spending Vision Benefits Before They Expire

Whether you’re in Hastings, Prescott, WI, or Cannon Falls, MN, or the surrounding areas, here are some key ways to use your vision benefits before they expire:

1. Schedule Your Annual Eye Exam

   Routine eye exams are important for keeping your eyes healthy and detecting early signs of vision issues. Most vision insurance plans cover one annual exam, so make sure to schedule yours now. If you’re in Hastings, we make it easy for you—give us a call to schedule (651) 437-5469

   
   

2. Upgrade Your Glasses or Frames

   If it’s been a while since you updated your glasses, now’s the perfect time to upgrade. Many vision insurance plans include an allowance for frames or lenses. Take advantage of this opportunity to not only refresh your look but also consider useful upgrades like blue light filtering lenses or anti-reflective coatings.

   
   

3. Get Prescription Sunglasses

   Winter sun can be harsh on your eyes, especially with the snow glare. If your plan covers prescription sunglasses, use your benefits to protect your eyes in style. Prescription sunglasses are a great way to ensure you're ready for all outdoor activities, from winter walks along the Mississippi River in Hastings to summer hikes at Afton State Park.

   
   

4. Stock Up on Contact Lenses

   Do you wear contacts? Your vision insurance may help cover the cost of a year’s supply. Stocking up before the year ends ensures you start preparing for 2025 while also maximizing your benefits.

   
   

5. Consider Vision Care for Kids

   If your insurance also covers your family, this is an ideal time to schedule eye exams for your children. Good vision is crucial for kids, especially during the school year, and an annual exam can ensure they're seeing clearly for success in school and activities.

   
   

Avoid the Year-End Rush

The holiday season can be busy, and eye care appointments tend to fill quickly in December. By scheduling early, you can avoid the rush and ensure you get the care you need. Rivertown Eye Care is conveniently located in Hastings, making it accessible for those in surrounding areas like Prescott, Cannon Falls, and Cottage Grove.

Rivertown Eye Care – Serving Hastings and Beyond

At Rivertown Eye Care, we pride ourselves on being a trusted local provider for Hastings, MN, and nearby communities like Rosemount, MN, Prescott, WI, and Cannon Falls, MN. For over 50 years, we have provided high-quality, independent eye care that puts our patients first. As we celebrate our 50th anniversary, we remain committed to offering personalized care and helping you maximize your vision benefits.

Local Access Conveniently located in Hastings, just minutes from:

• Rosemount via Highway 52

• Inver Grove Heights via Highway 55

• Prescott via Highway 61

• Cannon Falls via Highway 19

Schedule Your Appointment Today!

Use your flex spending vision benefits before they expire. Call Rivertown Eye Care today or visit our website to schedule your appointment. We’re here to help you see clearly, whether it’s with a comprehensive eye exam, new frames, contact lenses, or sunglasses.

Serving Hastings, The Twin Cities, Prescott, Rosemount, Cannon Falls, and beyond – Your Local Vision Care Specialists